Deepen customer engagement. Unlock new revenue streams.
Scale distribution without increasing operational overhead.
Mortgages made fast, flexible, and market-ready.
Join the revolution transforming housing in Africa.
Add Mortgage Products Without Regulatory Burden
Offer fully compliant mortgage services powered by AG Mortgage Bank, with no need to acquire a lending or mortgage banking license.
Increase Customer Lifetime Value
Mortgages are long-term products. Once embedded in your app, customers stay for years — increasing engagement, stickiness, and retention.
Expand Your Financial Ecosystem
Upgrade your app to a complete financial hub for savings, investments, payments, AND housing finance — all powered by plug-and-play APIs.
Launch in Hours, Not Months
With ready-to-use APIs and widgets, embedding mortgage journeys takes a fraction of the usual engineering time.
$100m+
Earned in cash back
"Without Spring, we’d still be struggling to offer mortgages efficiently. Spring has made our processes seamless and allows our team to truly understand how each transaction and loan flows — saving time and empowering growth."
"Without Spring, we’d still be struggling to offer mortgages efficiently. Spring has made our processes seamless and allows our team to truly understand how each transaction and loan flows — saving time and empowering growth."
The complete mortgage platform
Plug In
Businesses integrate with Spring via API, widgets, or subdomains.
Offer Mortgages
Customers apply for mortgages through trusted brands they already engage with.
Bank Compliance
Mortgages are processed by AG Mortgage Bank — licensed, compliant, and reliable.
Insights that Shape the
Future of Mortgages.
For Banks / Fintechs
$5,000–$10,000
Full-featured banking essentials with no strings attached
✓ Full mortgage onboarding infrastructure
✓ White-label mortgage flows
✓ Plug-and-play eligibility engine
✓ Automated KYC/credit checks
✓ Mortgage calculator + affordability widget
✓ End-to-end document management
✓ Secure API access to AG Mortgage Bank
✓ Compliance-ready workflows
✓Multi-factor authentication for all users
For Custom Mortgage Services
$5,000–$10,000
Full-custom mortgage services with no strings attached
✓ Instant buyer pre-qualification tools
✓ Automated affordability assessments
✓ Co-branded mortgage marketing assets
✓ Sales team access & role permissions
✓ Property-linked mortgage onboarding flows
✓ API access to AG Mortgage Bank underwriting
✓ Sales team access & role permissions
✓ Buyer credit checks & eligibility scoring
✓ Digitized offer letters & approval workflowsrs
Frequently
asked questions
Don’t see the answer you’re looking for?
Get in touch.
What is Spring?
Spring is a fintech infrastructure company transforming mortgage banking in Nigeria. We’re not a bank — we’re the backbone that enables businesses, fintechs, real estate firms, and community organizations to embed mortgage services seamlessly. In partnership with AG Mortgage Bank, we provide the infrastructure that makes mortgages accessible, fast, and part of everyday commerce.
Is there a limit to how much cashback I can earn?
Spring doesn’t operate a cashback program. As a B2B infrastructure provider, we focus on enabling businesses, banks, and organizations to offer mortgage services to their customers.
However, our partners may choose to offer incentives, rewards, or cashback programs as part of their mortgage packages. Any limits or terms would be determined by the specific partner you’re working with. Check with your mortgage provider for details on available benefits.
Are there any account fees with Spring?
Spring doesn’t charge you directly. We provide the infrastructure that powers mortgages through your trusted banks, merchants, and institutions.
Any fees you encounter will be part of your mortgage terms with the partner you’re working with — whether that’s your bank, real estate firm, church, or cooperative.
Why should I use Spring?
Spring makes mortgages seamless, scalable, and accessible. Whether you’re a business looking to offer mortgages under your brand, a bank wanting to scale distribution, or a customer seeking affordable home financing — Spring provides the trusted infrastructure that makes it all possible.
We handle the complex stuff (compliance, processing, technology) so our partners can focus on serving you better.
Is Spring safe?
Yes. We use bank-grade encryption and comply with Nigeria Data Protection Regulation (NDPR). All mortgages are processed through AG Mortgage Bank, a licensed and regulated institution.
Your data is secure, never sold, and you can request, export, or delete your information anytime.
Frequently
asked questions
Don’t see the answer you’re looking for?
Get in touch.
What is Spring?
Spring is a fintech infrastructure company transforming mortgage banking in Nigeria. We’re not a bank — we’re the backbone that enables businesses, fintechs, real estate firms, and community organizations to embed mortgage services seamlessly. In partnership with AG Mortgage Bank, we provide the infrastructure that makes mortgages accessible, fast, and part of everyday commerce.
Is there a limit to how much cashback I can earn?
Spring doesn’t operate a cashback program. As a B2B infrastructure provider, we focus on enabling businesses, banks, and organizations to offer mortgage services to their customers.
However, our partners may choose to offer incentives, rewards, or cashback programs as part of their mortgage packages. Any limits or terms would be determined by the specific partner you’re working with. Check with your mortgage provider for details on available benefits.
Are there any account fees with Spring?
Spring doesn’t charge you directly. We provide the infrastructure that powers mortgages through your trusted banks, merchants, and institutions.
Any fees you encounter will be part of your mortgage terms with the partner you’re working with — whether that’s your bank, real estate firm, church, or cooperative.
Why should I use Spring?
Spring makes mortgages seamless, scalable, and accessible. Whether you’re a business looking to offer mortgages under your brand, a bank wanting to scale distribution, or a customer seeking affordable home financing — Spring provides the trusted infrastructure that makes it all possible.
We handle the complex stuff (compliance, processing, technology) so our partners can focus on serving you better.
Is Spring safe?
Yes. We use bank-grade encryption and comply with Nigeria Data Protection Regulation (NDPR). All mortgages are processed through AG Mortgage Bank, a licensed and regulated institution.
Your data is secure, never sold, and you can request, export, or delete your information anytime.