Spring

Sell more properties.
Close deals faster.

Sell more homes by offering financing directly to your buyers.
No more customers stuck at “I can’t afford it.”

Empower your buyers with
instant financing and close deals faster with Spring.

Pre-qualify buyers in minutes.

Sell More Homes with Embedded Mortgage Financing

Turn every buyer conversation into a qualified, finance-ready sale by offering financing instantly.

Strengthen Your Brand With White-Label Mortgage Products

Show customers that you are more than a property seller — you are a complete housing solution provider.

Speed Up Sales Cycles

Instant eligibility checks, automated pre-approvals, and digital onboarding reduce delays and abandoned deals.

Perfect for Off-Plan Sales & Estate Developments

From small estates to large housing projects, financing becomes a built-in feature that brings more buyers in early.

$100m+

Earned in cash back

"Without Spring, we’d still be struggling to offer mortgages efficiently. Spring has made our processes seamless and allows our team to truly understand how each transaction and loan flows — saving time and empowering growth."

"Without Spring, we’d still be struggling to offer mortgages efficiently. Spring has made our processes seamless and allows our team to truly understand how each transaction and loan flows — saving time and empowering growth."

The complete mortage platform

Plug In

Businesses integrate with Spring via API, widgets, or subdomains

Offer Mortgages

Customers apply for mortgages through trusted brands they already engage with.

Bank Compliance

Mortgages are processed by AG Mortgage Bank, licensed, compliant, and reliable.

Insights that Shape the
Future of Mortgages.

For Banks / Fintechs

$5,000–$10,000

Full-featured banking essentials with no strings attached

✓ Full mortgage onboarding infrastructure

✓ White-label mortgage flows

✓ Plug-and-play eligibility engine

✓ Automated KYC/credit checks

✓ Mortgage calculator + affordability widget

✓ End-to-end document management

✓ Secure API access to AG Mortgage Bank

✓ Compliance-ready workflows

✓Multi-factor authentication for all users

For Custom Mortgage Services

$5,000–$10,000

Full-custom mortgage services with no strings attached

✓ Instant buyer pre-qualification tools

✓ Automated affordability assessments

✓ Co-branded mortgage marketing assets

✓ Sales team access & role permissions

✓ Property-linked mortgage onboarding flows

✓ API access to AG Mortgage Bank underwriting

✓ Sales team access & role permissions

✓ Buyer credit checks & eligibility scoring

✓ Digitized offer letters & approval workflowsrs

Apply in less than 10 minutes today

Join over 3,000+ businesses already using Spring

Frequently
asked questions

Don’t see the answer you’re looking for?
Get in touch.

Spring is a fintech infrastructure company transforming mortgage banking in Nigeria. We’re not a bank — we’re the backbone that enables businesses, fintechs, real estate firms, and community organizations to embed mortgage services seamlessly. In partnership with AG Mortgage Bank, we provide the infrastructure that makes mortgages accessible, fast, and part of everyday commerce.

Spring doesn’t operate a cashback program. As a B2B infrastructure provider, we focus on enabling businesses, banks, and organizations to offer mortgage services to their customers.

However, our partners may choose to offer incentives, rewards, or cashback programs as part of their mortgage packages. Any limits or terms would be determined by the specific partner you’re working with. Check with your mortgage provider for details on available benefits.

Spring doesn’t charge you directly. We provide the infrastructure that powers mortgages through your trusted banks, merchants, and institutions.

Any fees you encounter will be part of your mortgage terms with the partner you’re working with — whether that’s your bank, real estate firm, church, or cooperative.

Spring makes mortgages seamless, scalable, and accessible. Whether you’re a business looking to offer mortgages under your brand, a bank wanting to scale distribution, or a customer seeking affordable home financing — Spring provides the trusted infrastructure that makes it all possible.

We handle the complex stuff (compliance, processing, technology) so our partners can focus on serving you better.

Yes. We use bank-grade encryption and comply with Nigeria Data Protection Regulation (NDPR). All mortgages are processed through AG Mortgage Bank, a licensed and regulated institution.

Your data is secure, never sold, and you can request, export, or delete your information anytime.

 

Frequently
asked questions

Don’t see the answer you’re looking for?
Get in touch.

Spring is a fintech infrastructure company transforming mortgage banking in Nigeria. We’re not a bank — we’re the backbone that enables businesses, fintechs, real estate firms, and community organizations to embed mortgage services seamlessly. In partnership with AG Mortgage Bank, we provide the infrastructure that makes mortgages accessible, fast, and part of everyday commerce.

Spring doesn’t operate a cashback program. As a B2B infrastructure provider, we focus on enabling businesses, banks, and organizations to offer mortgage services to their customers.

However, our partners may choose to offer incentives, rewards, or cashback programs as part of their mortgage packages. Any limits or terms would be determined by the specific partner you’re working with. Check with your mortgage provider for details on available benefits.

Spring doesn’t charge you directly. We provide the infrastructure that powers mortgages through your trusted banks, merchants, and institutions.

Any fees you encounter will be part of your mortgage terms with the partner you’re working with — whether that’s your bank, real estate firm, church, or cooperative.

Spring makes mortgages seamless, scalable, and accessible. Whether you’re a business looking to offer mortgages under your brand, a bank wanting to scale distribution, or a customer seeking affordable home financing — Spring provides the trusted infrastructure that makes it all possible.

We handle the complex stuff (compliance, processing, technology) so our partners can focus on serving you better.

Yes. We use bank-grade encryption and comply with Nigeria Data Protection Regulation (NDPR). All mortgages are processed through AG Mortgage Bank, a licensed and regulated institution.

Your data is secure, never sold, and you can request, export, or delete your information anytime.

 

© Spring Mortgage. All Rights RESERVED

© Spring Mortgage. All Rights RESERVED