Offer mortgages. Without becoming a bank.
With Spring, employers can offer staff accessible mortgage plans, boosting productivity, loyalty, and long-term job satisfaction
Offer transformative housing benefits and build a loyal, motivated workforce
Housing is one of the most powerful employee benefits today
Increase Employee Retention With Housing Benefits
Home ownership is life-changing. Corporates offering mortgage benefits drastically reduce turnover and strengthen loyalty.
Become a Preferred Employer
Top talent chooses companies that offer long-term value. Housing benefits position your organization as forward-thinking and employee-first.
Payroll-Integrated Repayments
Enjoy seamless repayment structures that automatically synchronize with payroll, reducing default risk and administrative stress.
Support Staff Welfare Without Managing Complex Mortgage Operations
Spring handles the tech and AG Mortgage Bank handles compliance — you simply make the benefit available to your staff.
$100m+
Earned in cash back
"Without Spring, we’d still be struggling to offer mortgages efficiently. Spring has made our processes seamless and allows our team to truly understand how each transaction and loan flows — saving time and empowering growth."
“Without Spring, we’d still be relying on manual processes to manage our mortgage operations. Spring has streamlined everything and given our team clear visibility into every application and transaction.”
The complete mortgage platform
Plug In
Businesses integrate with Spring via API, widgets, or subdomains
Offer Mortgages
Customers apply for mortgages through trusted brands they already engage with.
Bank Compliance
Mortgages are processed by AG Mortgage Bank — licensed, compliant, and reliable
Insights that Shape the
Future of Mortgages.
For Banks / Fintechs
$5,000–$10,000
Full-featured banking essentials with no strings attached
✓ Full mortgage onboarding infrastructure
✓ White-label mortgage flows
✓ Plug-and-play eligibility engine
✓ Automated KYC/credit checks
✓ Mortgage calculator + affordability widget
✓ End-to-end document management
✓ Secure API access to AG Mortgage Bank
✓ Compliance-ready workflows
✓Multi-factor authentication for all users
For Custom Mortgage Services
$5,000–$10,000
Full-custom mortgage services with no strings attached
✓ Instant buyer pre-qualification tools
✓ Automated affordability assessments
✓ Co-branded mortgage marketing assets
✓ Sales team access & role permissions
✓ Property-linked mortgage onboarding flows
✓ API access to AG Mortgage Bank underwriting
✓ Sales team access & role permissions
✓ Buyer credit checks & eligibility scoring
✓ Digitized offer letters & approval workflowsrs
Frequently
asked questions
Don’t see the answer you’re looking for?
Get in touch.
What is Spring?
Spring is a fintech infrastructure company transforming mortgage banking in Nigeria. We’re not a bank — we’re the backbone that enables businesses, fintechs, real estate firms, and community organizations to embed mortgage services seamlessly. In partnership with AG Mortgage Bank, we provide the infrastructure that makes mortgages accessible, fast, and part of everyday commerce.
Is there a limit to how much cashback I can earn?
Spring doesn’t operate a cashback program. As a B2B infrastructure provider, we focus on enabling businesses, banks, and organizations to offer mortgage services to their customers.
However, our partners may choose to offer incentives, rewards, or cashback programs as part of their mortgage packages. Any limits or terms would be determined by the specific partner you’re working with. Check with your mortgage provider for details on available benefits.
Are there any account fees with Spring?
Spring doesn’t charge you directly. We provide the infrastructure that powers mortgages through your trusted banks, merchants, and institutions.
Any fees you encounter will be part of your mortgage terms with the partner you’re working with — whether that’s your bank, real estate firm, church, or cooperative.
Why should I use Spring?
Spring makes mortgages seamless, scalable, and accessible. Whether you’re a business looking to offer mortgages under your brand, a bank wanting to scale distribution, or a customer seeking affordable home financing — Spring provides the trusted infrastructure that makes it all possible.
We handle the complex stuff (compliance, processing, technology) so our partners can focus on serving you better.
Is Spring safe?
Yes. We use bank-grade encryption and comply with Nigeria Data Protection Regulation (NDPR). All mortgages are processed through AG Mortgage Bank, a licensed and regulated institution.
Your data is secure, never sold, and you can request, export, or delete your information anytime.
Frequently
asked questions
Don’t see the answer you’re looking for?
Get in touch.
What is Spring?
Spring is a fintech infrastructure company transforming mortgage banking in Nigeria. We’re not a bank — we’re the backbone that enables businesses, fintechs, real estate firms, and community organizations to embed mortgage services seamlessly. In partnership with AG Mortgage Bank, we provide the infrastructure that makes mortgages accessible, fast, and part of everyday commerce.
Is there a limit to how much cashback I can earn?
Spring doesn’t operate a cashback program. As a B2B infrastructure provider, we focus on enabling businesses, banks, and organizations to offer mortgage services to their customers.
However, our partners may choose to offer incentives, rewards, or cashback programs as part of their mortgage packages. Any limits or terms would be determined by the specific partner you’re working with. Check with your mortgage provider for details on available benefits.
Are there any account fees with Spring?
Spring doesn’t charge you directly. We provide the infrastructure that powers mortgages through your trusted banks, merchants, and institutions.
Any fees you encounter will be part of your mortgage terms with the partner you’re working with — whether that’s your bank, real estate firm, church, or cooperative.
Why should I use Spring?
Spring makes mortgages seamless, scalable, and accessible. Whether you’re a business looking to offer mortgages under your brand, a bank wanting to scale distribution, or a customer seeking affordable home financing — Spring provides the trusted infrastructure that makes it all possible.
We handle the complex stuff (compliance, processing, technology) so our partners can focus on serving you better.
Is Spring safe?
Yes. We use bank-grade encryption and comply with Nigeria Data Protection Regulation (NDPR). All mortgages are processed through AG Mortgage Bank, a licensed and regulated institution.
Your data is secure, never sold, and you can request, export, or delete your information anytime.